Seller stage
Decide whether, why and when to sell your home
Start by defining what the move needs to improve, who must be involved and which facts are still uncertain. You do not need a final sale price or fixed date to make useful progress.
A sound selling decision connects the current home to the next stage of life. Record the reason for moving, the outcome the household wants and any timing that cannot move. Keep a separate list of assumptions, such as a possible sale range or next-home budget, so an estimate never quietly becomes a promise.
Build the money picture from written inputs: an evidence-based sale range, mortgage repayment figure, selling costs, moving costs and any next-home funding. A calculator can organise those figures, but a lender or financial adviser must confirm borrowing and a lawyer must check agreements and settlement timing.
People matter as much as numbers. Partners, trustees, executors, attorneys, lenders, lawyers and occupants may need different information or authority. Identify decision-makers early and write down the questions that belong with each professional.
Questions to resolve
- What should this move make easier or better?
- Which date, budget or household need is least flexible?
- Who has legal or practical authority to approve the sale?
- Which figures are confirmed and which are working assumptions?
Stage checklist
- Write the goal for the move in one sentence.
- Record a working time horizon and flexibility.
- List decision-makers and professional questions.
- Test sale proceeds and next-home scenarios without treating them as advice.
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